The accumulation of wealth ironically requires not desiring the things money buys.   The desire for things is what must be slain if one intends to accumulate wealth, and with it security.

Wealth is distinct from income.   Wealth is the income a person received and never spent.  The income came arrive via working, successful investments, inheritances, royalties, etc.   One may have a large income or a large amount of assets but if one is enamored with the things money buys one will quickly be out of money.

When one doesn’t desire things, one then has money to save.   When one doesn’t desire things, one then retains money one receives from others.

Loosing the desire for things, beyond a simple yet comfortable life, is only the first step.   Beyond that one must study investing, markets, economics, politics, taxes and all the rest.  One must make wise decisions.   The world is full of bad advisors.   There are so many bad investment opportunities.

Ultimately when investing one must again loose the desire for things, or in this case the desire for money.   One must learn to be content with less than one might have had.   All of the very bad investing decisions start with a desire to obtain returns that are unnatural.   Usually the building on some secret knowledge, or method, that will allegedly allow the one who posses the knowledge or skill to outsmart everyone else.    The investing world humbles all men eventually.  What goes up will come down.  Volatility works both ways.   The tortise and the hare should be remembered.

Ultimately think of money as a machine.  Its a golden goose.   You don’t eat the golden goose.   You protect it and feed it.   You maintain the machine.    Plan to use the proceeds of the investments in a time of need, not the money itself.  In this way the money will never go away, the golden goose will always live.   Again this requires, ironically, not desiring money or the things money can buy.